We are here to answer any questions and welcome your feedback. We believe in creating a positive impact not only through our products and services but through our actions, with a wealth of experience in our industry.
ABOUT US
Who We Are
Koa Capital is a private lending firm and administrative agent based in Australia.
We specialise in offering short-term loans to businesses, backed by qualified property security. Our core focus is on delivering strong risk-adjusted returns for our principals and stakeholders while providing timely and effective lending solutions for our borrowers.
Our Mission
Our mission is to provide faster and more versatile finance solutions for business borrowers as well as robust and secure returns for our stakeholders. We pride ourselves on our ability to offer lending solutions that are both timely and tailored to the unique needs of each borrower.
Strong Risk-Adjusted Returns
Reach out to our team today to explore the compelling opportunities available in private credit.
Investment Highlights
Investment Types
1st Mortgage (Senior Debt) Loans
- Primary Security: The loan holds the primary claim over a property, superseding all other claims.
- Returns: Typically range between 10-12% for short-term senior debt.
- LVR: Loan to Value Ratios generally do not exceed 65%.
2nd Mortgage (Subordinate Debt) Loans
- Secondary Security: This is a second loan against the equity in a property.
- Returns: Generally higher than 1st mortgage returns.
- LVR: Loan to Value Ratios generally do not exceed 70%.
Second mortgage, or subordinate loans, offer Australian homeowners a source of additional funding when needed. These loans sit subordinate to the 1st mortgage and as such are in a different risk category with higher associated cost.
SEIZE GROWTH OPPORTUNITIES
Koa Capital are here to help provide bridging loans, assist with new acquisitions and fund existing and residual stock so you have the breathing room to make the most of your hard work.