Private lending solutions for borrowers, safer returns for stakeholders.
Fast-growing private real estate lending firm.
Koa Capital is a private real estate lending firm (private credit) that is uniquely placed to offer tailored finance solutions to borrowers and safer returns for it's stakeholders.
Private Credit is a burgeoning Australian alternative asset class and our investors gain exclusive access on a deal by deal basis. Our strategic positioning and commitment to excellence make us a trusted partner in this dynamic market.
Our Clients
For years Koa Capital has been a trusted introducer of defensive, income-generating opportunities that offer compelling, risk-adjusted returns. With an established track record, we stand as the preferred lender for high-net-worth individuals, family offices, and financial advisers who seek access to private credit investment opportunities.
We extend loans to carefully vetted borrowers, targeting those with substantial asset bases and proven track records, all secured by property. Notably Koa does NOT provide any form of construction finance. Our disciplined lending practices reinforce Koa Capital’s reputation as a reliable partner in the Australian financial market.
Founded in 2019
200
200 Plus
Loans Advanced
315
$315 Million Plus
Loan Advances
170
$170 Million Plus
In FUM
145
$145 Million Plus
Loans Repaid
Explore the potential of secured loans and discover a pathway to financial growth that’s backed by security and managed with expertise. Contact us today to learn more.
Why Invest in Secured Loans with Koa Capital?
The Opportunity in Private Credit
A New Horizon
Explore the opportunities with Koa Capital and discover a partner committed to your success.
Reduction in Traditional Lending
Over the last few years banks have progressively tightened their lending criteria, substantially impacting borrowing capacity.
Impact of Increased Interest Rates
Rising interest rates have further diminished purchasing power, amplifying the need for alternative lending solutions.
Lengthy Approval Process
Traditional lending processes have become more cumbersome and time-consuming, often extending beyond three months for approval and settlement. This delay has opened doors for more agile and responsive lenders.
Overlooked Business Owners
Despite their ability to service loans and provide robust security, business owners are frequently neglected by banks and traditional lenders. This oversight has created a niche for more versatile solutions.
Stricter Regulatory Standards
Regulators such as APRA and ASIC introduced tighter standards in 2018, making the screening process for loan applications more rigorous. This has left many borrowers struggling to secure funding, paving the way for alternative lending solutions.
The Royal Commission's Revelations
The 2019 Royal Commission further exposed poor practices within banks, making it more challenging than ever to obtain loan approval for homes or businesses. This has accentuated the need for trustworthy and accessible lending alternatives.
At Koa Capital, we recognise these challenges and have positioned ourselves to fill the void left by traditional lenders. We offer a tailored, efficient, and transparent solution for those seeking funding. Contact us today to learn more.
Latest Insights
Discover our latest insights to stay ahead in the dynamic world of private real estate lending.
REAL PROPERTY SECURITY & ATTRACTIVE RETURNS
Reach out today to learn more about Koa Capital.